Without a will, Singapore decides for you.
The Intestate Succession Act has fixed rules. They might not match your family. A will is how you say this is what I actually want.
If you die without a will (intestacy)
Your estate is distributed by formula under the Intestate Succession Act. For Muslims, by Faraid under the Administration of Muslim Law Act. The formula doesn't know your stepchild, your long-term partner, your favourite charity, or your wishes about guardianship. A will fixes all of that.
One thing your will cannot override: CPF savings, which are governed by your CPF nomination. Read the guide →
Three scenarios most Singaporeans face.
If you own an HDB
Without a will, your HDB is distributed under the Intestate Succession Act. That can mean your spouse and parents share it — even if your spouse is the one still living there. A will lets you say what you actually want.
If you have savings & investments
Bank accounts, stocks, SRS, insurance payouts — all of it sits in a queue waiting for the Public Trustee or your next of kin. With a will, your appointed executor can act in weeks, not months.
If you have young children
No will means the courts decide who raises your children. With a will, you nominate a guardian you trust — and you can leave a Letter of Wishes explaining why.
Your loved ones, sheltered. By next week.
Two ways to start — fill in the enquiry form and we'll reach out within 24 hours, or WhatsApp us directly to book your first meeting.